不同人群的创业条件及因素分析外文翻译资料

Analysis on entrepreneurial conditions and factors of different groups

Analysis of entrepreneurial conditions

The author conducted an investigation on the current entrepreneurial conditions and the entrepreneurial conditions before the economic depression from four aspects: easy to do things, easy to borrow, easy to rent land and easy to market. The research objects involved five different groups of people in Chongqing, including 30 business administration professionals, 30 village officials and civil servants at all levels, 30 enterprise managers, 30 entrepreneurs and 90 returning migrant workers. The five groups of people rated the entrepreneurial conditions of four factors: ease of doing things, ease of borrowing, ease of renting land and ease of market. At the same time, the ease coefficients of these four factors before the economic depression were set to be 5 respectively, and the sum of the ease base was 20. The survey results are shown in the table below:

Table 1 Evaluation of different types of people on entrepreneurial conditions in the context of the Internet

As can be seen from table 1, people in all groups generally believe that the current entrepreneurship indexes have improved compared with those before the economic depression. In addition, at present, the opportunity cost of entrepreneurship is the smallest, and it is easier for enterprises to survive and develop, so it is still suitable for entrepreneurship. In the survey, some migrant workers said that if they still hesitate to start a business now, they will not be able to make up their mind to start a business in the future. Take Wansheng District of Chongqing as an example. As of May 31, 2020, 288 rural micro enterprises have been developed in Wansheng District (including 117 last year and 171 since this year), which has solved 1626 jobs and driven 5.6 jobs per household; A total of 8.309 million yuan of financial subsidies were issued, with an average of 28900 yuan per household, including 6.912 million yuan of municipal financial subsidies (24000 yuan per household) and 1.397 million yuan of district financial subsidies (4900 yuan per household). It reflects that rural micro enterprises play a great role in promoting employment and economic growth.

Analysis of entrepreneurial factors

1. The difficulty of financing restricts the development of rural micro enterprises. Rural micro enterprises lack collateral and have low credit. Under the constraints of commercial operation and asset liability management system, in order to reduce the loan risk, banks generally require loan enterprises to provide joint and several guarantee or property mortgage. However, rural micro enterprises lack sufficient mortgage assets, so it is more difficult to seek guarantee. Most of them do not meet the conditions of Bank loan, which reduces the driving force of bank loan.
2. Complicated procedures, high threshold, heavy tax and other factors restrict the development of rural micro enterprises. The problems faced by the grass-roots government, such as poor service attitude towards them, complicated entrepreneurship procedures, high threshold, heavy tax and so on, restrict the enthusiasm of entrepreneurs. The local tax department of Wansheng District has basically referred to the tax collection method of individual households for the tax of rural micro enterprises, and implemented the approved collection method (Exemption for those with a monthly turnover of less than 5000 yuan). The tax of rural micro enterprises is basically the same as that of individual households of the same scale. The national tax department, first, according to the relevant provisions of the tax law, can implement the method of verification and collection for self-employed households (Exemption for those with a monthly turnover of less than 5000 yuan), and has adopted the same collection and management method for rural micro enterprises as other enterprises, that is, the method of audit and collection, with no threshold; Second, rural micro enterprises must establish an accounting system for financial accounting. Therefore, in the industries that need to pay national taxes, some rural micro enterprise owners believe that the tax burden is heavier than that of self-employed households of the same scale, and requiring them to establish an accounting system for accounting has increased the burden, especially for rural micro enterprise owners with low education, lack of financial management knowledge and poor operation, there is no doubt that they 'got a subsidy of 20000 or 30000 yuan and found a trouble'. The existence of these problems makes some people afraid and unwilling to bid for rural micro enterprises.

(3) One is the traditional operation and management mode, which leads to the limitation of its development ability. Choose investment pro

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